Our team

John Williams works with individuals, families and business owners across Arizona who want a retirement plan they can actually explain to their spouse. Most people arrive with a folder of statements, a rough idea of when they want to stop working, and no clear answer to the only question that matters: will the money last. John starts there. He maps guaranteed income against real expenses, checks Medicare eligibility dates so no one walks into a lifetime Part B penalty by accident, and looks at Social Security as a household decision rather than an individual one, because claiming early can permanently reduce a surviving spouse's benefit. The work is unhurried and there is no product conversation until the numbers are on the table. Clients keep him because he explains the tradeoffs plainly, puts the plan in writing, and reviews it every year as tax law and family circumstances shift.

Licensed in Arizona

Josh Bashford believes everyone deserves to feel confident about their health and finances. He prides himself on being a trusted guide and advocate, helping individuals and families discover what's possible when the right protection and opportunities come together. Whether introducing someone to a plan that supports their long-term wellness or walking a first-time client through their options, Josh brings clarity, encouragement, and real-world know-how to every conversation.

Outside of work, Josh is passionate about connecting with his community, volunteering, and spending time with his friends and family. He currently resides in Fountain Hills, where he follows sports avidly, enjoys interactive gaming, and listening to music.

Licensed in Arizona